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post #11 of 36 (permalink) Old 01-01-2003, 04:36 PM
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Replying to Topic 'Alarm shock sensor upgrade'

Yeah, the etchings are worthless in the real world, because the thieves part them out at a chop shop anyways. However, insurance companies usually give you a relatively large discount if you have the etchings, sometimes 10%. When I'm paying $4400/year USD for full coverage and a window etching kit is $40, I'll be saving 10x that amount in the first year alone.
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post #12 of 36 (permalink) Old 01-01-2003, 06:00 PM
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Replying to Topic 'Alarm shock sensor upgrade'

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When I'm paying $4400/year USD for full coverage .[/b]
Whoa!!!!!!!!! $4400 a year!!!!!!!!!!!! Then I saw NYC and understood.
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post #13 of 36 (permalink) Old 01-01-2003, 06:13 PM
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Replying to Topic 'Alarm shock sensor upgrade'

Yeah, that's a major expense... But I think my 600 US$ a year for full coverage is more than enough...:sarc
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post #14 of 36 (permalink) Old 01-01-2003, 06:13 PM
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Replying to Topic 'Alarm shock sensor upgrade'

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* * * * * * Yeah, that's a major expense... But I think my 600 US$ a year for full coverage is more than enough...:sarc[/b]
PS: I like NYC. Much. But I guess I wouldn't like to drive there...:D
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post #15 of 36 (permalink) Old 01-01-2003, 09:41 PM
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Replying to Topic 'Alarm shock sensor upgrade'

Keep one thing in mind: I JUMPED on the $4400/year like it was a pair of hot lesbian cheerleaders. On my old car ('98 200sx SE-R, or Primera for the Euros) I was told I'd be paying $10,000/year full coverage, because it was a sports car. Keep in mind, this is a 140HP slowpoke that couldn't outrace a stock Civic. My costs will come down in May, as I have ONE accident on my record, and May is the 40 month mark, I should go down to about $3000/year after that. And yes, I feel LUCKY paying that little. :(

But yeah, the insurance was a major reason I got the 6. I was looking at the Saab 9-3, and the Mustang Mach anniversary edition. But they wanted $7500/year for those, along with $6700/year for the Acura RSX-S.
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post #16 of 36 (permalink) Old 01-02-2003, 02:35 AM
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Replying to Topic 'Alarm shock sensor upgrade'

OUCH!!!! Are you serious?!?! I pay $1800 a year for my 400+ HP 300ZX! I think you may be getting ripped out bigtime... even for NYC. How old are you if you don't mind my asking? I'm 24 with no accidents, no speeding tix, and consistent "good student" discounts throughout college which I'm sure helps a lot but still... $4400?!? That seems ridiculously high even for someone with prior accidents.

-Alt
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post #17 of 36 (permalink) Old 01-02-2003, 07:54 AM
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Replying to Topic 'Alarm shock sensor upgrade'

25 years old, no tickets, one accident, and trust me, I'm not getting ripped in NYC. I only wish I were. Because the price is so high, I jump companies a lot, trying to get the lowest price, so I miss out on the loyalty discount here. Also, a LOT of companies have started to bail on the NY/NJ market, because of the rampant fraud abuse. It's gotten to the point where major companies like Hartford, Progressive, ect have gotten out of the market completely, and the better deals have been the mom & pop places. Even the 25 year old discount has been all but elliminated, moving up to 30 years old. It was a LOT easier when I was living in Florida, and trust me, I'm not happy. But I need to drive, so.... What am I going to do? :(
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post #18 of 36 (permalink) Old 01-02-2003, 11:06 AM
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Replying to Topic 'Alarm shock sensor upgrade'

Yeah, insurance in our area sucks. As was said, it's so bad, companies are jumping out of the area left and right. As if it wasn't bad enough, options are getting fewer and fewer.
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post #19 of 36 (permalink) Old 01-02-2003, 12:08 PM
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Replying to Topic 'Alarm shock sensor upgrade'

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I miss out on the loyalty discount here. *[/b]
Trust me, there is no such thing as a loyalty discount when it comes to insurance companies. If you don't take quotes every year, you get ripped off, I promise. It's a hard, hard world (and expensive!):sarc
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post #20 of 36 (permalink) Old 01-02-2003, 02:28 PM
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Replying to Topic 'Alarm shock sensor upgrade'

Wow... I feel bad for you guys. Our insurance agent is a family friend. She's constantly on the lookout for better deals for us... she just calls us up and says "we'vegot a better rate for you if you do this, this, and this."

Moral of the story: make happy with your insurance agent! :)

-Alt
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