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Old 02-24-2007, 09:20 PM   #1 (permalink)
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So i went to the carwash today (in NYC) and I had the heat defogger on, its cold out here. They put my car through the car wash (hand wash). When i got in there was a crack across my entire windshield from left to right all the way across. It went through a nick that the windshield had in the mid passanger side from what was probably a rock, it had been there for months. I'm sure it was a combination of that nick and the heat on the windshield and the cold water from the carwash that did it.

So now im in a pickle because i have this huge crack on my windshield. I would like to think the the Manufacturer warranty's the windshield and will fix this. it wasnt really my fault and i dunno if they can prove it was from the nick... but that would be my best option... if not i think insurance may take care of it... I still have to check my coverage but i may still have to pay a 250-500 deductible I dunno how that works.

ANYONE HAVE ANY EXPERIENCE WITH THIS OR KNOWS IF THE MANUFACTURER WILL COVER THIS????

BTW I have an 2006 mazda6
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Old 02-24-2007, 09:23 PM   #2 (permalink)
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Check with your insurance. They might replace it for free.
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Old 02-24-2007, 09:27 PM   #3 (permalink)
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Check with your insurance. They might replace it for free.[/b]
+1, but if not, my windshield only cost $180 installed.
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Old 02-24-2007, 09:35 PM   #4 (permalink)
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I have geico.... this is what is says for comprehenisive insurance.
COMPREHENSIVE N/A $500 DED. WITH FULL GLASS

Seems like have to pay a $500 Deductible...


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Check with your insurance. They might replace it for free.[/b]
wow really?!?!? 180's not bad!!! an orginal manufacturer's windshield???

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+1, but if not, my windshield only cost $180 installed.[/b]
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Old 02-24-2007, 09:36 PM   #5 (permalink)
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I have geico.... this is what is says for comprehenisive insurance.
COMPREHENSIVE N/A $500 DED. WITH FULL GLASS

Seems like have to pay a $500 Deductible...

wow really?!?!? 180's not bad!!! an orginal manufacturer's windshield???[/b]
Don't just read the policy. Call them and ask.
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Old 02-24-2007, 09:41 PM   #6 (permalink)
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So i went to the carwash today (in NYC) and I had the heat defogger on, its cold out here. They put my car through the car wash (hand wash). When i got in there was a crack across my entire windshield from left to right all the way across. It went through a nick that the windshield had in the mid passanger side from what was probably a rock, it had been there for months. I'm sure it was a combination of that nick and the heat on the windshield and the cold water from the carwash that did it.

So now im in a pickle because i have this huge crack on my windshield. I would like to think the the Manufacturer warranty's the windshield and will fix this. it wasnt really my fault and i dunno if they can prove it was from the nick... but that would be my best option... if not i think insurance may take care of it... I still have to check my coverage but i may still have to pay a 250-500 deductible I dunno how that works.

ANYONE HAVE ANY EXPERIENCE WITH THIS OR KNOWS IF THE MANUFACTURER WILL COVER THIS????

BTW I have an 2006 mazda6[/b]

despite how small the nick might have seemed, it's almost a certainty that's how the crack started. No manufacturer's warrenty is going to cover this, your only recourse is thru the comprehensive coverage on your insurance. Some policies have a 0-deductable for windshields, others lump it in with regular damage coverage and the insured is still responsible for the deductable.
call your agent or read your policy, that will tell you.
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Old 02-24-2007, 10:29 PM   #7 (permalink)
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thanks guys... called up Geico. and they're replacing it for free. WITH AN OEM windshield had to ask for it though they would have used 3rd party otherwise... So I'm happy thanks for the help and suggestions fellas..

One more question though.. has anyone ever done something like this and had their premium raised as a result of filing this kind of cliam??? I'm a bit worried about that. I asked and the girl said that it shouldn't but gave me kind of a B.S. answer sorta telling me that its possible but im a valued costumer so it shouldn't.. dunno how convinced I was.

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despite how small the nick might have seemed, it's almost a certainty that's how the crack started. No manufacturer's warrenty is going to cover this, your only recourse is thru the comprehensive coverage on your insurance. Some policies have a 0-deductable for windshields, others lump it in with regular damage coverage and the insured is still responsible for the deductable.
call your agent or read your policy, that will tell you.[/b]
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Old 02-24-2007, 11:09 PM   #8 (permalink)
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One more question though.. has anyone ever done something like this and had their premium raised as a result of filing this kind of cliam??? I'm a bit worried about that. I asked and the girl said that it shouldn't but gave me kind of a B.S. answer sorta telling me that its possible but im a valued costumer so it shouldn't.. dunno how convinced I was.[/b]
I don't know about Geico but State Farm has replaced the windshields in three of my cars over the years and my rates didn't go up a cent.

Now it could be that I have been with State Farm for over thirty years and have five vehicles and my house with them.
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Old 02-25-2007, 12:10 AM   #9 (permalink)
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I think rates only go up when you file accident/burglury claims. Windshield, tow etc dont count.
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Old 02-25-2007, 03:13 AM   #10 (permalink)
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yeah only claims that are your fault will raise your rates. and my insurance company will come to my house and repair the windshield that day I believe. Its driving hazard that they want to get fixed so that you don't get into an accident because of it and need to make a real claim.
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